Blog
SMART TAX PLANNING Roth IRAs don’t require withdrawals —
unless they’re inherited. Here’s what you need to know KEY POINTS Roth individual retirement accounts don’t have required minimum distributions during the original owner’s lifetime. Those rules change for the owner’s heirs. Heirs must generally empty the account...
Meet Our JRA Team
Meet the team.
What to know about your 401(k) and taxes
Key points A traditional 401(k) has pretax contributions and withdrawals that are taxed as ordinary income. A Roth 401(k) has after-tax contributions and tax-free withdrawals during retirement. 401(k) withdrawals before age 59½ may be subject to early withdrawal...
5 key reasons for using a financial advisor.
Investing your money can be a rewarding yet tricky endeavor. Some people opt to manage their investments on their own, but there are significant benefits to seeking the guidance of a professional financial advisor. A financial advisor has the experience and knowledge...
Financial independence retire early: The FIRE movement
Key points Financial Independence Retire Early: The FIRE Movement is a strategy to retire well before the standard age of 65. The movement promotes an aggressive savings strategy of 50% to 70% of your annual income. The FIRE Movement can be adapted to suit your own...
Why I abandoned my 529 college savings plan and
switched to Series I bonds instead With the market and inflation going nuts, it’s hard to keep investing, so I’m temporarily diverting A parent can do a direct rollover from I-bonds to a 529 account, and then the funds can be used tax-free for much more than tuition....
Review your Retirement Strategy
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and James River...
Dealing with market volatility in your retirement account.
Navigating market volatility during retirement can be a daunting task. As an investor, you may feel overwhelmed by the ever-changing markets and potential risks to your investments. However, there are several strategies you can employ to help ensure that your...
Received a Raise?
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and James River...
Tax Implications in Retirement
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and James River...
Four Steps to Protecting your Personal Information
As the world moves increasingly digital, we must all be aware of how to protect our personal information online. With a few simple strategies, you can reduce your risk of fraud and identity theft. Let’s take a look at best practices for using cyber security strategies...
Reducing Expenses in Retirement
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and James River...