Retirement — the time to kick back, relax and enjoy the fruits of your labor — is a phase of life many eagerly anticipate, but it also can be a period filled with financial uncertainties.
Once you stop receiving a regular paycheck, meeting your financial obligations becomes all about how much you have saved. Social Security can help, but those benefits alone won’t be enough to fund a secure retirement for most people.
Many people have access to employer-sponsored retirement plans such as 401(k)s during their working years. These retirement accounts can be powerful tools for building a secure financial future; but, without the right knowledge, you may miss out on opportunities to maximize your savings. Read more